Since starting to budget, I have found that is is easier to keep it up when I have some place to write everything down.
I made up a simple monthly budget sheet and I thought I would share it with you.
I am using it for both my blogging and personal accounts.
It works out great and I can see roughly what I will have after the main expenses are taken out.
How to Manage Your Money When You Don’t Have AnyThe Total Money Makeover: Classic Edition: A Proven Plan for Financial FitnessOrganized Mom Budget Book. Monthly bill organizer. Bill tracker. Budget journal. Accounts book to keep track of personal finances. Pretty and sturdy budget organizer with pages to track home expenses and pockets to store receipts.Erin Condren Budget Book (ACC-BB)
The first column is for your estimates. You may have a rough idea what income and expenses will be for the month. Place that in the Estimated Column.
When Estimating, I like to guess a bit high. That way I know I will have enough money for everything.
Once you know for sure what the actual income and expenses are, you can place that amount in the Actual Column.
When everything is all said and done, you can see what your remaining cash is. Maybe you want to add a little bit to your savings account. Or you could treat yourself with a meal out.
Budgeting can be painful for the first few months, however; it makes you take a hard look at what you are spending your money on.
Trust me, it is hard but I have been re-evaluating a lot with all my expenses lately.
The goal for 2017 is to get out of debt. Budgeting and using this printable is helping me iron out all the details and meet my goal.
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Wooden background in photo is created by Grafica Store on Etsy.
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