Budget now and start preparing for tomorrow. A good budget is key to a solid future. Unless you’re an exceptionally wealthy person, planning for the future is key.
We can’t work forever, and why would we want to? We need to plan for our futures, for our retirement, and even for unforeseen expenses. That’s why it’s important to have a budget and have a budget now.
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Why You Should Budget Now
It may seem like a budget is something that can wait for another month or two until other things are in order, but in reality a budget is one of those things that’s best done early for maximum impact.
When you budget, you take control of your money. And when you take control of your money, you control your financial destiny.
You’d be surprised at how much money you can find to put back for savings or an emergency fund when you really sit down and examine your finances.
I know that for an absolute fact because after my husband and I hammered out a budget, we found extra cash to put back that we were never really even aware of wasting.
For example, my husband would always dash out the door for work and pick up a cup of tea at a local fast food chain for a dollar. No big deal, right? Wrong.
He started getting up 10 minutes earlier, brewing his own tea, and he saves $5 a week, or $260 a year. See what I mean?
$260 a year might not seem like much, but the beauty of budgeting is finding more and more ways like that to save, and before you know it, you’ve racked up a tidy sum of yearly savings.
Budget Now is a Series, and it’s Coming
Because I believe in budgeting, I’ve put together a little mini-series on how to budget and stick to it. It’s a shorty – only three posts counting this one – but it’s important.
If you budget now, you’ll be setting yourself up for a future that’s less free of financial stress and headache. It also feels pretty darn amazing to see that savings accrue on a daily basis.
So check back in in the next couple of weeks to see the second and third installments of my budgeting series. In the meantime, start thinking about a budget now. You’ll thank yourself later.
Donnie says
Devon,
I couldn’t agree more. If you plan on having a brighter future the key is to develop a road map ???? and that’s exactly what a budget is. Before my wife and I started budgeting religiously in May 2015 we thought we had our finances in control. However, we were spending money on things we didn’t realize and these items weren’t getting to our end goal of paying our house off early. Budgeting is key to success with personal finance.
Carol olinger says
Hàving trouble getting heart headband pattern. Love it
devon says
Carol, You can find the headband pattern here.