Money Challenge: 52 Week Money Challenge Reverse

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We have all heard of the money challenge that is over 52 weeks. You start with week one and place $1 in a jar. As the weeks increase so does the amount of money you are putting in the jar.  At the end of the year, you will have accumulated $1,378.

I really like the idea of it since it seems to be hard for us to save money. However, one thing always bothered me about this savings plan. I don’t like having the larger amount of money being put in the jar at the end of the year.

With Christmas and property taxes due at the end of year, it is harder to put that money into the savings jar. So I got to thinking and decided it would work best for us to do the 52 week challenge reverse.

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52 Week Money Challenge Reverse

Starting with week one, you will place $52 in a special savings jar. Week two, you will place $51 dollars into the special saving jar. The amount keeps decreasing as the weeks go by.

If having the cash sitting in a jar is too tempting for you, another alternative is to create an account with your bank to have money transferred each week. You could set up automatic transfers or handle it manually.

I personally prefer the jar method since we never use cash. Plus, this will allow our sons to see us saving money and it will help them understand saving as well.

Need help keeping track of what week you are on and how much you have saved? Get a printable 52 weeks money challenge chart. Enter your email in the newsletter box below. An email will be sent to your inbox with a link to the printable and you will be add to our newsletter.

Have you done the 52 week money challenge before? Were you able to complete the task?